Before I had kids I always dreamed of having a boat.  Later, when I started a family I put that dream on the back burner.  I made a promise to myself that when my family was grown and I was financially able I would purchase a boat and spent my later years sailing.  I did everything I was supposed to do and saved my income during my working years and eventually made some hefty investments.  Yet, now my stock is worth less than half of what it was and I am worried that I will not see my assets get back to where they were while I am still alive.

Therefore, scared of not being able to accomplish my financial goals I made contact with a financial advisor.  He suggested I consider premium financing life insurance to purchase my boat.  I wasn’t sure how that would help but he explained that I could borrow from my life insurance premiums. I took the advice and I bought the boat I wanted.  I realize not everyone can understand my goal but it was a lifelong dream to be able to be financially free and spend my afternoons sailing.

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