I’m a year out of college, and I thought I would have all the options and my entire life in front of me.  Instead, I feel like I’m completely trapped in a shell of my own making.  I’m significantly in debt.  I don’t regret any of it; part of it paid for my master’s degree and part of it paid for countless amazing and unique experiences that I wouldn’t ever trade for something else, much less financial security.  I also didn’t realize that follow my passions and living my life in an authentic way would mean that I don’t have a steady job and I can’t support myself. 

So with almost $20,000.00 in debt, I’m slinking back home, terrified.  It’s the last resort: I tried getting a debt consolidation counselor and loan, and I tried a payday cash advance.  Unfortunately, I didn’t actually have a payday upcoming, and I am screwed.  I barely make enough to pay the bills, and not the rent.  Unfortunately, I didn’t realize in college just how painful it could be to just breezily pass the credit card through the machine, and I especially did not realize that the ultimate cost of it might be my dreams, my passion, my options, my choices.

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