What To Do After Losing Florida Group Health Insurance
By EntRP on Aug 20, 2008 in Health
Many of us, especially those with families, live in fear of losing our jobs and with them, our Florida group health insurance plans. While we all hope this frightening scenario never happens, some of us may be faced with this challenge at some point. When you find yourself without health insurance FL residents can shop for their own individual or family policies, until a new employer is found and insurance coverage kicks in. Otherwise, you might be able to continue coverage through your original policy for a certain period of time by using a COBRA plan offered by your previous employer. While this type of insurance continuation can be costly, it is certainly better than having a health crisis arise and no medical coverage to handle the bills.
While your employer is not required to continue to pay a portion of your premiums, most employees have a right to continue their coverage under a COBRA plan for a certain period of time. This gives you enough time to find another position and activate your insurance benefits, or to find a suitable personal insurance policy. Though you are entitled by law to Florida health insurance continuation, this is generally not the most affordable option, but can be a real lifesaver in a precarious situation.
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